Home loan applications · Australia
Get approved without the back-and-forth .
LodgeWise checks your loan file before it reaches the lender's credit team — catching the serviceability gaps and document holes that cause reworks and declines. So your application doesn't bounce back and your settlement doesn't slip.
Check your file before you apply — or before your broker submits it.
The results
Reviewed loan files get approved faster — with far fewer reworks.
Why it's worth it
The certainty of getting it right before you apply.
Checked overnight
Know your file is lender-ready the next day, before you submit and start the clock.
Avoid costly delays
A declined or reworked file can cost you days — and sometimes the property. Catch it first.
Caught before the lender
Serviceability holes, missing documents and policy mismatches flagged before credit assessment.
The cost of getting it wrong
A declined file doesn't just cost time. It can cost you the property.
Reworks and declines mean days lost during a finance clause, a nervous vendor, and sometimes a deal that falls through. A quick check is cheap insurance on the biggest purchase of your life.
Compare your options
A pre-submission check, whichever way you apply.
| Do it yourself | Mortgage broker | LodgeWise | |
|---|---|---|---|
| Typical cost | $0 | Free (lender-paid) | From $79 |
| Turnaround | Your own time | Days, then lender | 24 hours |
| Catches mistakes before the lender | No safety net | Sometimes | Every issue listed |
| Checks lender policy fit | No | Yes | Yes |
| You stay in control | Yes | They hold your file | Yes |
What we check